FICO

Company Overview

Fair Isaac Corp. (FICO) is a leading provider of products, solutions, and services that enable businesses to automate, improve and connect decisions that enhance their performance. The company operates through two segments:

• The Scores segment includes the company’s business-to-business (B2B) scoring solutions and services, which give its clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings.

• The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing as well as associated professional services. This segment also includes the FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software.

The company’s principal areas of research and development expertise are focused on the four analytic domains: predictive modeling, decision analysis and optimization, transaction profiling, and customer data integration.

The company offers solutions and services to more than 1,000 global companies which use its decision-management technology to target and acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses, and enter new markets in a profitable manner.

The company holds more than 200 U.S. and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, telecommunications, healthcare, retail, and many other industries.